It is vital that you keep auto insurance after a DUI conviction – even if the auto insurance coverage jumps in the price. Not having insurance can result in your driver’s license is suspended in some states. Fortunately, many companies are willing to offer your car insurance after a DUI if your original supplier cancel or choose not to renew your policy. Also, if rates rise too after his conviction for DUI, another insurance company may only offer a lower rate.
Check your driving record to see if the DUI even appear. Many lucky drivers find that the bureaucracy involved with modifying driving records proves to be too much for her overworked state DMV to handle – and the DUI never makes it into the public record. Before reporting potential auto insurance that you had a DUI last, make sure you really do. Otherwise, nothing
State regulations vary for a copy of your driving record. Visit the website of the Department head of his state of Motor Vehicles to find out what you need to do to request a copy of your records.
Consider your driving outside the DUI. Most auto insurers take the last three years in the history of driving in mind when providing a quote. If your driving record is perfect apart from the DUI, you can expect to pay lower rates
Comparison shop the easiest way is to use the Internet to gather a series of anonymous price quotes. This avoids having to talk about his DUI with an insurance agent face to face. Note, however, that after a DUI you can expect your car insurance to become more expensive, and price quotations are not guaranteed to be accurate. They are only estimates.
Check forums, message boards and online support groups for those who have been previously convicted of a DUI. These people have already done the hard work for you and probably can direct to the provider of auto insurance cheaper.
Talk to a DUI lawyer to work with you to have the DUI removed from your driving record. How long it displayed a DUI varies by state, but in some cases can stay on your driving record and damage your insurance rates indefinitely. A DUI lawyer can work to find the smallest fault if you can qualify to have the DUI removed from your driving record.
Although a DUI lawyer is expensive, remember that the hiring of legal aid can pay for itself in how much you stand to save on auto insurance in recent years once the DUI is removed.